Lubis, Tona Aurora, Firmansyah Firmansyah, Sumarni Sumarni, and Maryati Ningsih. “Arisan for Diversifying Financing Sources for Micro Enterprises”. Jurnal Perspektif Pembiayaan dan Pembangunan Daerah 9, no. 6 (February 28, 2022): 526 - 537. Accessed January 31, 2025. https://mail.online-journal.unja.ac.id/JES/article/view/17036.