Community Perspectives on Social Cash Transfer for Children with Disabilities in Rural Zambia
DOI:
https://doi.org/10.22437/jkam.v9i1.42728Keywords:
children with disabilities, educational inclusion, social cash transfer, stakeholder perspectives, ZambiaAbstract
This study explores the perceived benefits and challenges of the Social Cash Transfer (SCT) programme for learners with disabilities in Kalumbila District, Zambia. Using a qualitative case study approach, data were collected through in-depth interviews and focus group discussions involving learners, parents, teachers, and social service officers. The findings reveal that while SCT contributes to improved school attendance and basic educational support, significant barriers persist—including limited awareness, cultural stigma, inadequate outreach, and inconsistent disbursement. Schools played a crucial intermediary role, yet gaps in stakeholder coordination and inclusive communication practices hinder full access for eligible children. The study highlights systemic shortcomings in programme design, especially in addressing the complex needs of children with disabilities. It emphasizes the importance of embedding SCT within a broader inclusive social protection framework, supported by assistive services and multi-level collaboration. Despite offering critical insights, the study is limited by its geographic focus and qualitative scope, which constrain generalizability.
Downloads
References
Afza, M., Bashi, M., & Azeem, M. (2008). Reliability and validity of qualitative and operational research paradigm. Pakistan Journal of Statistics and Operation Research, 4(1), 35–45. https://www.researchgate.net/publication/44286439
Arruda, P., & Dubois, L. (2018). A brief history of Zambia’s social cash transfer programme. International Policy Centre for Inclusive Growth. 62: 2-9. https://ipcig.org/sites/default/files/pub/en/PRB62_A_brief_history_of_Zambia_s_social_cash_transfer_programme.pdf
Banks, L. M., Walsham, M., Neupane, S., Neupane, S., Pradhananga, Y., Maharjan, M., Blanchet, K., & Kuper, H. (2019). Access to social protection among people with disabilities: Mixed methods research from Tanahun, Nepal. The European Journal of Development. 31, 929-956 DOI: https://doi.org/10.1057/s41287-019-0194-3
Berg, L. (2001). Qualitative Research Methods for the Social Sciences (4th ed.). Allyn & Bacon.
Chibanda, D. (2019). Social cash transfers and children’s rights in Zambia. Sociology and Anthropology, 7(1), 20–37. https://doi.org/10.13189/sa.2019.070103
Chitiyo, M., & Muwana, F. (2018). Positive developments in special education in Zambia and Zimbabwe. International Journal of Whole Schooling, 14(1), 93–115. https://eric.ed.gov/?id=EJ1181432
Chiwele, S., & Kaputo, D. (2010). Assessing administrative capacity and costs of cash transfer schemes in Zambia: Implications for rollout (country study). International Policy Centre for Inclusive Growth. https://www.econstor.eu/handle/10419/71769
Devereux, S. (2002). Can social safety nets reduce chronic poverty? Development Policy Review, 20(5), 657–675. DOI: https://doi.org/10.1111/1467-7679.00194
Hanumanthappa, D. G. (2023). An overview of David Easton and the political system. International Journal of Political Science, 9(1), 14–16. https://doi.org/10.20431/2454-9452.0901002
Kelly, G. (2019). Disability, cash transfers and family practices in South Africa. Critical Social Policy, 39(4), 541–559. DOI: https://doi.org/10.1177/0261018319867593
Milimo, J. (2019a). The role of social cash transfer in influencing educational and sexual decision making among girls in Mazabuka, Monze and Pemba districts, Zambia [University of Zambia]. http://dspace.unza.zm/handle/123456789/6360
Ministry of Community Development Mother and Child. (2014). Social Cash Transfer 50 Programme: Overview. Lusaka, Zambia.
Ministry of Community Development and Social Services. (2022). Social Cash Transfer Factsheet: Overview. Lusaka, Zambia. https://www.mcdss.gov.zm/?page_id=2086
Mukupo, A., & Lungu, D. (2019). Effects of social cash transfer on the livelihood of people living with disabilities in Lusaka. The International Journal of Multidisciplinary Research.
Mulenga, M. (2024). Navigating challenges and enhancing effectiveness: A comprehensive analysis of Zambia's social cash transfer programme for poverty alleviation (Policy Analysis No. 2024/23). European University Institute. https://hdl.handle.net/1814/77106
Muzata, K. (2019). Terminological abuse versus inclusion: An analysis of selected terms used to describe persons with disabilities in Luvale. Journal of Lexicography and Terminology, 3(1), 1–32. https://journals.unza.zm/index.php/jlt/article/view/103
Mwange, M. (2019). Assessment of effectiveness of social cash transfer for the people with disabilities in Nakonde District. The International Journal of Multidisciplinary Research. Paper ID: CFP/1177/2019
Oddsdottir, F. (2014). Social protection programmes for people with disabilities [Master’s thesis, University of Birmingham]. https://socialprotection.org/es/discover/publications/social-protection-programmes-people-disabilities
Opoku, M., Nketsia, W., Agyei-Owere, E., & Mprah, W. K. (2019). Extending social protection to persons with disabilities: Exploring the accessibility and the impact of the disability fund on the lives of persons with disabilities in Ghana. Global Social Policy, 19(3), 225–245. DOI: https://doi.org/10.1177/1468018118818275
Soko, C. (2022). Investigating the impact of social cash transfer on poverty reduction among the beneficiaries in Zambia: A case study of Chisamba district [Master’s thesis, University of Zambia]. https://www.researchgate.net/publication/363366463_Investigating_the_impact_of_Social_Cash_Transfer_on_poverty_reduction_among_the_beneficiaries_in_Zambia_A_case_study_of_Chisamba_district
UNICEF. (2018). Social policy and research. https://www.unicef.org/zambia
Zhihui, L., Wang, H., Chen, S. K., Lifeng, X., Zhang, X. C., Subramanian, S. V., Cohen, J. L., & Atun, R. (2023). The association of a disability-targeted cash transfer programme with disability status and health-care access: A quasi-experimental study using a nationwide cohort of 4.3 million Chinese adults living with severe disabilities. The Lancet Public Health, 8, 933–994. https://www.thelancet.com/journals/lanpub/article/PIIS2468-2667(23)00215-3/fulltext
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Emma Viela, Kenneth Kapalu Muzata, Magdalene Simalalo

This work is licensed under a Creative Commons Attribution 4.0 International License.
Please find the rights and licenses in Jurnal Jurnal Karya Abdi Masyarakat (JKAM).
- License
The non-commercial use of the article will be governed by the Creative Commons Attribution license as currently displayed on Creative Commons Attribution 4.0 International License.
- Authors Warranties
The author warrants that the article is original, written by stated author(s), has not been published before, contains no unlawful statements, does not infringe the rights of others, is subject to copyright that is vested exclusively in the author and free of any third party rights, and that any necessary written permissions to quote from other sources have been obtained by the author(s).
- User Rights
JKAM's spirit is to disseminate articles published are as free as possible. Under the Creative Commons license, JKAM permits users to copy, distribute, display, and perform the work for non-commercial purposes only. Users will also need to attribute authors and JKAM on distributing works in the journal.
- Rights of Authors
Authors retain the following rights:
- Copyright, and other proprietary rights relating to the article, such as patent rights,
- The right to use the substance of the article in future own works, including lectures and books,
- The right to reproduce the article for own purposes, provided the copies are not offered for sale,
- The right to self-archive the article.
- Co-Authorship
If the article was jointly prepared by other authors, the signatory of this form warrants that he/she has been authorized by all co-authors to sign this agreement on their behalf, and agrees to inform his/her co-authors of the terms of this agreement.
- Termination
This agreement can be terminated by the author or JKAM upon two months notice where the other party has materially breached this agreement and failed to remedy such breach within a month of being given the terminating party notice requesting such breach to be remedied. No breach or violation of this agreement will cause this agreement or any license granted in it to terminate automatically or affect the definition of JKAM.
- Royalties
This agreement entitles the author to no royalties or other fees. To such extent as legally permissible, the author waives his or her right to collect royalties relative to the article in respect of any use of the article by JKAM or its sublicensee.
- Miscellaneous
JKAM will publish the article (or have it published) in the journal if the articles editorial process is successfully completed and JKAM or its sublicensee has become obligated to have the article published. JKAM may conform the article to a style of punctuation, spelling, capitalization, referencing and usage that it deems appropriate. The author acknowledges that the article may be published so that it will be publicly accessible and such access will be free of charge for the readers.