PERSEPSI MAHASISWA AKUNTANSI DAN MANAJEMEN TERHADAP PERILAKU MENABUNG PERIODE COVID-19
DOI:
https://doi.org/10.22437/jmk.v12i03.17304Abstract
Saving behavior needs to be done by the community, especially students. It aims to measure how much accounting and management students assess their saving behavior during the COVID-19 period. The number of respondents for this study is 73 people from November-December 2021. The samples taken are accounting and management students since they must know finance basics. The research method is multiple linear regression with STATA application. The dependent variable is saving behavior. The independent variables are actions in saving, knowledge about savings, and an assessment of savings. The study results prove that there is no effect of saving action on saving behavior. It proves that accounting and management students are not too focused on their finances to save, even though during the COVID-19 pandemic period, it is necessary to have savings with a precautionary motive. This contribution explains the need for students to be more concerned about finances, especially saving behavior.
Downloads
References
Ajzen, I. (1991). The theory of planned behavior. Organizational Behavior and Human Decision Processes, 50(2), 179–211. doi:10.1016/0749-5978(91)90020-T
Ardiana (2016). Kontrol Diri, Pendidikan Pengelolaan Keuangan Keluarga, Pengetahuan Inklusi Keuangan Siswa Pengaruhnya Terhadap Perilaku Menabung Siswa Smk Se-Kota Kediri. Jurnal Ekonomi Pendidikan dan Kewirausahaan. Vol. 4. No. 1, Tahun 2016. https://doi.org/10.26740/jepk.v4n1.p59-75
Bayuk, J., & Altobello, S. A. (2019). Can gamification improve financial behavior ? The moderating role of app expertise, 37(4), 951–975. https://doi.org/10.1108/IJBM-04-2018-0086
Delafrooz & Paim. (2011). “Determinants of saving behavior and financial problem among employees in Malaysia.†Australian Journal of Basic and Applied Sciences 5 (7): 222–28
Eriksson, K., & Hermansson, C. (2014). Searching for new saving behavior theories and advisors affect household saving, 32(4), 279–299. https://doi.org/10.1108/IJBM-03-2014-0040
Ghufron, M.N. 2010. Teori-Teori Psikologi. Jogjakarta: Ar - Ruz Media
Hackethal, A., Haliassos, M. and Jappelli, T. (2012), “Financial advisors: a case for babysitters?â€, Journal of Banking & Finance, Vol. 36 No. 2, pp. 509-524.
Kocherlakota, N. (2010), “Modern macroeconomic models as tools for economic policyâ€, Banking and Policy Issues Magazine, Federal Reserve Bank of Minneapolis, Minneapolis, MN, May, pp. 23-54.
Li, D., et al. (2012), “The influence of money attitudes on young Chineseconsumers ‘ compulsive buyingâ€, Young Consumers, Vol. 10 No. 2, pp. 98-109.
Luna-Arocas, R. and Tang, T.L.P. (2004), “The love of money, satisfaction, and the protestant work ethic: profiles among universitymoney professorsâ€, Journal of Business, Vol. 50 No. 4, pp. 329-354.
Matthew, G., et al. (2021). Gauging the ethical sensitivity of accounting students : the effect of money attitudes. https://doi.org/10.1108/SBR-02-2021-0015
OJK. (2017). Hasil survei Otoritas Jasa Keuangan (OJK) 2016. Siaran Pers SP/07/DKNS/OJK/I/2017 tentang OJK: Indeks Literasi.
Roberts, J.A. (1999), “Demographics and money attitudes a test of Yamauchi and templer’s (1982) money attitude scale in Mexicoâ€, Personality and Individual Differences, Vol. 27 No. 1, pp. 19-35.
Saad, L. (2015). “Americans’ money worries unchanged from 2014â€, Gallup,Washington, DC, available at: http://news.gallup.com/poll/182768/americans-money-worries-unchanged-2014.aspx (accessed November 09, 2021).
Sabri & MacDonald. (2010). “Savings Behavior and Financial Problems among College Students: The Role of Financial Literacy in Malaysia | Sabri | Cross-cultural Communication.†https://doi.org/10.3968/j.ccc.1923670020100603.009.
Utami & Sirine (2016). Faktor-Faktor Yang Memengaruhi Perilaku Menabung Di Kalangan Mahasiswa. Jurnal Ekonomi dan Bisnis. Volume 19 No. 1, April 2016. ISSN 1979 - 6471. https://doi.org/10.24914/jeb.v19i1.479
Warneryd, K. E. (1999). The Psychology of Saving: A Study on Economic Psychology. UK: Edward Elgar.
Widowati (2018). Pengaruh Pengetahuan Produk Tabungan, Reputasi Bank, Dan Persepsi Nasabah Mengenai Suku Bunga Simpanan Terhadap Keputusan Menabung Nasabah. JURNAL NOMINAL/ VOLUME VII NOMOR 2/ TAHUN 2018. https://doi.org/10.21831/nominal.v7i2.21643
Xiao, J.J. and Porto, N. (2017), “Financial education and financial satisfaction: financial literacy, behavior, and capability as mediatorsâ€, International Journal of Bank Marketing, Vol. 35 No. 5, pp. 805-817.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Hurian Kamela, Noorlailie Soewarno
This work is licensed under a Creative Commons Attribution 4.0 International License.
