Analisis permintaan kredit pada Bank BPR Tanggo Rajo Kuala Tungkal
DOI:
https://doi.org/10.22437/pdpd.v8i3.9870Abstract
This study aims to: 1) To analyze the development of interest rates on credit, inflation, economic growth, and demand for credit in banks at BPR Tanggo Rajo. and 2) To analyze the effect of the interest rate on credit, inflation, and economic growth on the demand for bank credit in banks at BPR Tanggo Rajo. Based on the simultaneous test results, the variables of credit interest rates, inflation, and economic growth together have a significant effect on credit demand at BPR Tanggo Rajo. Whereas in the partial only variable interest rates and economic growth have a significant and negative effect on credit demand at BPR Tanggo Rajo, while the inflation variable does not have a significant and negative effect on credit demand for BPR Tanggo Rajo.
Keywords: Credit demand, Credit interest rates, Inflation, Economic growth
Downloads
References
Bank Indonesia, (2015). Laporan perekonomian indonesia Tahun 2015, diakses dalam http://bi.go.id, Tanggal 22 Februari 2018, Pukul 08.00 WIB
Bank Indonesia, (2017). Laporan perekonomian indonesia tahun 2017, diakses dalam http://bi.go.id, Tanggal 22 Februari 2018, Pukul 08.00 WIB
Gujarati, Damodar. (2003). Ekonometri dasar. Terjemahan: Sumarno Zain, Erlangga: Jakarta.
Lubis, (2010). Perbankan Indonesia. Pustaka Utama: Jakarta
Mankiw, N, G., (2007). Makroekonomi . Edisi Keenam. Erlangga: Jakarta
Mankiw, N, G., (2012). Principles of economics pengantar ekonomi makro. edisi 3. salemba empat: jakarta
Mankiw, N. Gregory. (2003). Teori Makroekonomi Edisi Kelima. Terjemahan. Erlangga: Jakarta
Ningsih, D., dan Zuhroh, I., (2010). Analisis permintaan kredit investasi pada bank swasta Nasional Di Jawa Timur. Jurnal Ekonomi Pembangunan, 8(2), 345-356
R Nofitasari, A Amir, C Mustika.(2017).Pengaruh inflasi, suku bunga, investasi terhadap pertumbuhan ekonomi Provinsi Jambi, e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah 6 (2), 77-84
T Yudiarti, E Emilia, C Mustika.(2018).Pengaruh utang luar negeri, tingkat suku bunga dan neraca transaksi berjalan terhadap nilai tukar Rupiah terhadap Dolar Amerika Serikat.-Jurnal Perdagangan Industri dan Moneter 6 (1), 14-22
Totok, Sigit Triandaru. (2006). Bank dan lembaga keuangan lain. Edisi 2. Salemba Empat : Jakarta.
Winarsih, E., M. Adenan., dan A. Jumiati. (2015). Pengaruh pertumbuhan ekonomi, nilai tukar, tingkat bunga, dan inflasi terhadap permintaan kredit di Indonesia (Studi Kasus Bank Umum Periode 2008Q1-2015Q4). Skripsi Universitas Jember: Jawa Timur
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2019 Rimawita Rimawita, Siti Hodijah, Candra Mustika
This work is licensed under a Creative Commons Attribution 4.0 International License.